Terms and Conditions
Effective date: November 2025
Owner: Arpro Sagl – Via Belvedere 11a, 6952 Canobbio, Switzerland
VAT: CHE-300.785.271
Website: https://www.skillverse.world
1. Scope of Application
These Terms and Conditions (“Terms”) govern all sales of digital products, online courses, and services (“Products”) made through the website Skillverse.world (the “Website”), operated by Arpro Sagl.
By purchasing or accessing any digital content on this Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website or its services.
2. Nature of Products
Skillverse.world exclusively sells digital products, including but not limited to eBooks, online courses, toolkits, templates, and downloadable files.
No physical goods are shipped. All products are delivered electronically via download link, online access, or member area.
3. Eligibility
To make a purchase, you must be at least 18 years old or have legal capacity under applicable law.
By completing a purchase, you confirm that the information provided is true and accurate.
4. Account Registration
Some digital services may require creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
Skillverse.world reserves the right to suspend or terminate access in case of misuse, fraud, or violation of these Terms.
5. Pricing and Currency
All prices are displayed in various currencies (EUR, USD, CHF, or other supported currencies).
Prices may vary depending on your region and the currency conversion applied at checkout.
Payments are securely processed via Stripe or other authorized payment processors.
By placing an order, you authorize Arpro Sagl to charge your selected payment method for the total amount displayed at checkout, including any applicable taxes.
6. Order Process
After completing a purchase, you will receive an email confirmation containing your order details and access instructions.
Access to most digital products is provided immediately after payment confirmation.
For online courses, customers will be contacted by our support team after the purchase is completed to arrange access and onboarding.
This may include providing login credentials, access links, or scheduling course-related sessions.
If you experience technical issues with your download or access, please contact: support@skillverse.world.
7. Delivery of Digital Content
All digital products are delivered electronically.
Delivery occurs when the download link, access key, or online course portal becomes available to the customer.
Skillverse.world is not responsible for issues arising from the customer’s technical environment (e.g., internet connection, device compatibility, or email filters).
8. Refunds and Right of Withdrawal
Due to the nature of digital goods, all sales are final once access or download has been provided.
Refunds are not available unless required by applicable consumer law.
By purchasing, you expressly consent to the immediate delivery of the digital content and waive your statutory right of withdrawal once access begins.
9. Intellectual Property
All materials, products, and content available on Skillverse.world, including text, images, graphics, logos, videos, and code, are the exclusive property of Arpro Sagl or its licensors.
Purchasing a digital product grants you a non-transferable, non-exclusive license for personal use only.
You may not copy, distribute, resell, modify, or publicly share any content without written permission.
10. Use of Online Courses and Services
Access to courses and digital programs is personal and non-transferable.
Sharing login credentials, redistributing materials, or granting third-party access is strictly prohibited.
Arpro Sagl reserves the right to suspend or revoke access if fraudulent activity, unauthorized sharing, or copyright infringement is detected.
11. Liability Disclaimer
Skillverse.world provides educational and informational materials.
Arpro Sagl shall not be liable for any indirect, incidental, or consequential damages resulting from the use of or inability to use digital products.
No guarantee is given regarding the results or outcomes of applying the information provided.
12. Data Protection
Personal data is processed in accordance with the Skillverse.world Privacy Policy and applicable data-protection laws, including the Swiss LPD, EU GDPR, and other international privacy frameworks.
Stripe and other payment processors operate under their own compliance obligations, which you agree to when completing payment.
13. Changes to Terms
Arpro Sagl reserves the right to update or modify these Terms at any time.
Changes will be effective immediately upon publication on the Website.
Continued use of the Website after such changes constitutes acceptance.
14. Applicable Law and Jurisdiction
These Terms are governed by Swiss law, without regard to conflict of law principles.
Any disputes arising from the use of this Website or purchase of digital products shall be subject to the exclusive jurisdiction of the courts of Lugano, Switzerland.
15. Contact Information
For any questions, technical issues, or support requests, please contact:
📧 support@skillverse.world
📍 Arpro Sagl – Via Belvedere 11a, 6952 Canobbio, Switzerland
